UK/US Planning

Moving from the UK to the United States introduces a number of financial considerations that are often overlooked until it is too late.

In many cases, decisions made before a move can have a significant impact on long-term outcomes, whereas options may be more limited once the move has taken place.

Through our own experience, we have developed a strong understanding of the factors involved when relocating between the UK and the US, and now increasingly support clients navigating this transition.

A Joined-up view

Financial decisions that work well in a purely UK context may not remain appropriate once US considerations are introduced.

As with all of our work, advice is delivered in the context of your overall financial position — not as isolated decisions.

Where we Help

We often work with clients ahead of a move to the US, helping ensure their UK financial arrangements are structured appropriately before relocation — where decisions made early can have a significant impact on long-term outcomes.

This may include:

  • Reviewing existing pensions and, where appropriate, consolidating arrangements into structures better suited to a US-connected situation

  • Reviewing ISAs and investment portfolios with an awareness of potential US considerations

  • Ensuring different assets remain aligned to your longer-term financial plan in light of the move

  • Taking a joined-up view across pensions, investments, and other assets

In many cases, the interaction between different arrangements requires careful consideration.

perspective

Tanya’s background in US immigration and legal work provides additional insight into the practical realities of relocating to the United States, supporting a more informed and considered financial planning approach.

Important note

We provide UK-regulated financial advice.

Our focus is on advising on your UK financial arrangements, taking into account the wider context of your US-connected situation.

Where appropriate, we work alongside other professional advisers to ensure any US-specific requirements are properly addressed.